1 in 4 UK Adults Consider Crypto for Retirement: Survey
- Aviva survey shows UK adults’ rising interest in crypto for retirement.
- 27% of adults are open to crypto investments.
- Younger adults, in particular, are leading this interest.
A recent Aviva survey indicates that approximately 27% of UK adults are considering incorporating cryptocurrency into their retirement investments, reflecting a growing interest in digital assets.
This shift may influence the £3.8 trillion pension market, although concerns about crypto volatility, security, and regulation persist, impacting how quickly these assets are adopted in retirement planning.
Aviva’s June survey highlights that 27% of UK adults are open to incorporating cryptocurrency in their retirement plans, reflecting growing interest particularly among younger demographics.
This trend is significant given the UK’s £3.8 trillion pension market’s limited crypto options, indicating potential shifts despite concerns over volatility.
27% of UK Adults Eye Crypto for Retirement
The Aviva survey conducted in June 2025 reveals that around 27% of UK adults are willing to invest in cryptocurrency for retirement, highlighting an emerging trend in financial planning. The survey underscores a notable openness particularly among younger individuals.
Aviva conducted the survey using Censuswide methodology, focusing on the implications for the UK’s pension market. Stephen Cowling’s insights indicate that gender plays a role in risk perception related to investments.
“Women were more than twice as likely as men to say that they would feel panicked and uncomfortable about risky investments. Men were nearly twice as likely to only feel a little concerned about taking bigger investment risks.” — Stephen Cowling, acting Head of Wealth Management, Handelsbanken
Pension Market Faces Potential Crypto Realignment
The survey’s findings suggest potential realignments within the £3.8 trillion pension market. With 14% of adults already holding crypto assets, the impact could be substantial if institutional products adapt to accommodate crypto.
Despite interest, concerns over crypto’s volatility persist, with regulatory bodies emphasizing consumer protection. The rising interest could reshape traditional pension offerings but currently remains contingent on regulatory developments.
Growing Openness Contrasts Past Crypto Caution
Compared to past surveys, such as FCA’s 2024 findings, interest in crypto as a retirement asset has increased. Previous surveys indicated limited risk appetite, contrasting with the current openness among younger investors.
Potential outcomes involve shifts toward more diversified retirement portfolios. This could align with global trends like the US executive order allowing retirement plans to include crypto, signaling international sentiment shifts.
| Disclaimer: The information on this website is for informational purposes only and does not constitute financial or investment advice. Cryptocurrency markets are volatile, and investing involves risk. Always do your own research and consult a financial advisor. |
